Nationwide Mortgage Licensing System

State mortgage regulators from around the country have been working since 2003 to develop a nationwide licensing system for the residential mortgage industry that would improve supervision of the mortgage industry, streamline the licensing process for mortgage companies and professionals, and enhance consumer protection.

The Nationwide Mortgage Licensing System (NMLS) is a web-based system that allows state licensed mortgage lenders, mortgage brokers, and loan officers to apply for, amend, update or renew a license online for all participating state agencies using a single set of uniform applications. The NMLS brings greater uniformity and transparency to the mortgage industry while maintaining and strengthening the ability of state regulators to monitor the industry and protect their citizens. The System began operation on January 2, 2008.

To date, 58 agencies have signed the Statement of Intent to participate in NMLS (map of participating states).

For more information, go to the NMLS website: