Background Check
Criminal Background Check
NMLS intends to provide functionality within the system to process
fingerprints for the purpose of obtaining a national criminal history
background check through the Federal Bureau of Investigation. Under this
functionality, mortgage loan originators will be able to authorize a
single background check as part of license application to one or more
states. The criminal history records information check response from the
FBI will be attached to the mortgage loan originator's NMLS record and
will be viewable only by the appropriate state regulator(s).
Mortgage loan originators will be directed by their regulator
concerning when they will be required to provide fingerprints for a
criminal background check after this functionality is available in
NMLS.
More
on fingerprinting
Credit Report
Starting in 2010, NMLS intends to provide functionality within the
system to process independent credit reports from a consumer reporting
agency for the purpose of obtaining or maintaining a license in one or
more states.
Please consult this page for future updates.
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